Net Worth Update – December 2022

This was my highest net worth month ever! I have a really good feeling for 2023!

Here’s the breakdown by category:

My December net worth breakdown by category

In December I officially crossed the $70,000 mark! This was an amazing accomplishment as this puts me even closer to my goal of $100k net worth before I turn 25.

Mostly everything stayed the same from last month. I kept DCA’ing my investments (monthly deposits into my General Investment accounts and my bi-weekly 401(k) contributions from my paychecks).

Here are some notable highlights from December:

  • I received a holiday bonus at work and split it 50/50 – 50% went into my HYSA, and the other half went into my General Investing 2 account to give it a little extra boost.
  • My HYSA increased its APY from 3.20% to 3.75%! Now I will be earning even more interest on my savings!
  • While both my Roth IRA and UTMA lost value this month, both of my General Investing accounts and my 401(k) saw some gains!
My net worth growth month-over-month since August 2022

My net worth is up over $3,000 from November, so I was very happy to see that!

Overall, I have loved tracking my net worth every month since August 2022, and creating these reports since my first one in September. It helps me stay on track and reminds me why I invest most of money each month.

I’m excited to see what January and the rest of 2023 will bring for me in terms of my finances!